Florida Coastal
St. Teresa

St. Teresa

A quiet line of beach houses on US 98 east of Carrabelle, beside the FSU Coastal and Marine Lab. There are no stores here, and that is the point.

A day in St. Teresa

You walk the beach at sunrise, paddle Alligator Harbor before the wind comes up and drive to Carrabelle when the groceries run out.

Old Florida Active Outdoors

The scorecard

Tap any score for the local's take.

Nightlife1

None in St. Teresa. The nearest bar is at the Crooked River Grill, at the golf resort a few miles west. For live music you drive about 20 minutes to Carrabelle, where Fathom's stays open until 11 Thursday through Saturday.

Meet people1

The marine lab is the gathering place. It gives free guided tours on Fridays, holds free evening lectures and runs volunteer restoration programs. Beyond that the calendar is in Carrabelle and Sopchoppy, each about 20 minutes away, including the Sopchoppy Opry on the last Saturday of the month.

Peace and quiet5

Very quiet. It is a single line of beach houses along US 98 with forest behind it. SummerCamp Beach next door is a planned community on more than 750 acres, with over half of that set aside as conservation land.

Walkability1

There is nothing to walk to but the beach. We found no store or restaurant in the community. The nearest full grocery is in Carrabelle, about 20 minutes west, so every errand is a drive.

On the water3

Leonard's Landing is a small county ramp on Alligator Harbor with one lane and six parking spaces, good for skiffs and kayaks. A bigger public ramp and a marina are at Alligator Point, about 15 minutes away, and Carrabelle has full service marinas.

Beaches3

The Gulf is out the front door for the houses here, but we found no public beach access listed in St. Teresa itself. For a public beach day, Bald Point State Park has two beaches about 20 minutes east, and Carrabelle's beach park to the west has restrooms, showers and pavilions.

Dining and arts1

Nothing in St. Teresa. The Crooked River Grill is a few miles west, Carrabelle has a handful of seafood and breakfast spots, and Panacea is about 18 minutes east. Plan on cooking.

Outdoors and wellness4

This is the strength. Alligator Harbor Aquatic Preserve protects more than 14,000 acres of water out the back door, Tate's Hell State Forest has the 8.9 mile High Bluff Coastal Trail, and Bald Point and Ochlockonee River state parks are each about 20 minutes away.

Affordability3

Hard to pin down, because so few homes sell. At SummerCamp Beach, St. Joe markets homesites from about $62,000, and a three bedroom house built in 2022 was listed near $500,000. Much of this coast sits in a flood zone, so get insurance quotes before anything else.

Airport access2

Tallahassee (TLH) is about 42 miles and roughly an hour away, which makes this one of the closest Gulf beaches to the capital.

Scores last checked October 2026. Scores rate what the town offers, never who lives there. How we score

Save St. Teresa for laterPrices, flood notes and the airport drive, plus our Move and Belong Guide.

No spam, no sales calls.

Community and social scene

A night out here is the porch and the stars. If you want dinner and a drink, the Crooked River Grill is a few miles west and Carrabelle's harbor is about 20 minutes.

Community at a glance

Tap any row for places and times.

PickleballOn the mapSee pickleball courts near St. Teresa on the map
TennisOn the mapSee tennis courts near St. Teresa on the map
GolfGolf resort nearbyGolf resort nearby. A golf resort with a restaurant, the Crooked River Grill, is a few miles west.See golf courses near St. Teresa on the map
Live musicSopchoppy Opry +1Sopchoppy Opry. A music show on the last Saturday of each month, about 20 minutes away.Carrabelle Riverfront Festival. A free day of music and food on Marine Street each April.See live music near St. Teresa on the map
Trivia nightsOn the mapSee trivia nights near St. Teresa on the map
Pro sportsOn the mapNo major league team within 50 miles. The closest is the Jacksonville Jaguars (NFL) in Jacksonville, about 170 miles away.Miles are in a straight line, so the drive is longer.
Places of worshipOn the mapSee places of worship near St. Teresa on the mapWe don't list or rate congregations. The map shows what is in and around town.

More ways to meet people

Marine lab toursFree guided tours of the FSU Coastal and Marine Laboratory on Fridays from 11 to 4.
Marine lab lecturesFree public talks at 7pm, in person or online.
Marine lab volunteersVolunteer restoration programs run through the lab's outreach office.

We write about places and events, never about who lives there. Times and dates change, so confirm before you go.

Things to do

FSU Coastal and Marine LaboratoryFree guided tours on Fridays and free evening lectures open to the public.
Bald Point State ParkTwo beaches and coastal trails about 20 minutes east.

The honest details

Home prices
Too few sales for a median. Homesites at SummerCamp Beach are marketed from about $62K (St. Joe, Oct 2026)
Nearest hospital
George E. Weems Memorial Hospital, about 35 miles. Nearest trauma center: Tallahassee Memorial HealthCare (Level II), about 38 miles. Straight line distance, so the drive is longer.
Airport
Tallahassee (TLH), about 1 hour
Season
Quiet year round
Heads up
Storm surge. Hurricane Michael pushed about 12 feet of water into the marine lab next door in 2018. No stores or medical care close by
Insurance
Florida averages about $10,384 a year for $250K of coverage (MoneyGeek, 2026). Get a quote and check the flood zone for any address. Read more
Why people love it
About as quiet as the Gulf gets. Tallahassee is about an hour away. Wild land and water on every side.
Know before you go
No store or restaurant in the community. Few homes come up for sale. Storm surge exposure.
Schools
See official grades and district info on the Florida Department of Education site.

Common questions about St. Teresa

Is St. Teresa walkable?

No. Plan on driving for almost everything. There is nothing to walk to but the beach. We found no store or restaurant in the community. The nearest full grocery is in Carrabelle, about 20 minutes west, so every errand is a drive.

Does St. Teresa have a good beach?

Yes, a decent one. The Gulf is out the front door for the houses here, but we found no public beach access listed in St. Teresa itself. For a public beach day, Bald Point State Park has two beaches about 20 minutes east, and Carrabelle's beach park to the west has restrooms, showers and pavilions.

Is St. Teresa affordable?

It sits around the middle for the Florida coast. Home prices: Too few sales for a median. Homesites at SummerCamp Beach are marketed from about $62K (St. Joe, Oct 2026). Hard to pin down, because so few homes sell. At SummerCamp Beach, St. Joe markets homesites from about $62,000, and a three bedroom house built in 2022 was listed near $500,000. Much of this coast sits in a flood zone, so get insurance quotes before anything else.

What is the nightlife like in St. Teresa?

Very quiet. Most of town is dark early. A night out here is the porch and the stars. If you want dinner and a drink, the Crooked River Grill is a few miles west and Carrabelle's harbor is about 20 minutes.

How busy does St. Teresa get?

It is one of the quietest places on the Florida coast. Very quiet. It is a single line of beach houses along US 98 with forest behind it. SummerCamp Beach next door is a planned community on more than 750 acres, with over half of that set aside as conservation land.

Is St. Teresa good for boating and fishing?

Yes, with decent access to ramps and marinas. Leonard's Landing is a small county ramp on Alligator Harbor with one lane and six parking spaces, good for skiffs and kayaks. A bigger public ramp and a marina are at Alligator Point, about 15 minutes away, and Carrabelle has full service marinas.

Which airport is closest to St. Teresa?

Tallahassee (TLH) is about 42 miles and roughly an hour away, which makes this one of the closest Gulf beaches to the capital.

What should I know before moving to St. Teresa?

The main things to plan for: Storm surge. Hurricane Michael pushed about 12 feet of water into the marine lab next door in 2018. No stores or medical care close by. Florida homeowners insurance averages about $10,384 a year for $250K of dwelling coverage (MoneyGeek, 2026). Get a quote and check the flood zone for any address before you commit.

Towns like St. Teresa

The closest matches to St. Teresa across our ten scores.